Biography
After nearly three decades in the insurance industry (both agency and corporate setting), I obtained my Ph.D. and started my academic career at the University of Akron, before joining the faculty at Illinois State University in 2022.
Current Courses
250.001Introduction to Risk Management in Business
250.008Introduction to Risk Management in Business
356.001Property and Liability Insurance
Teaching Interests & Areas
I take great pleasure in teaching students by leveraging my extensive experience in the insurance industry. My aim is to provide them with a comprehensive framework for examining risk in business. Through practical examples and real-world insights, I strive to equip students with the knowledge and skills necessary to navigate the complexities of the industry. My goal is to lay a strong foundation that not only enhances their understanding of risk management but also prepares them to launch successful careers in the field.
Research Interests & Areas
My research primarily focuses on the regulation and legislation surrounding the insurance industry. I am particularly interested in how these regulatory frameworks impact the operational decision-making processes within insurance companies. This includes examining the strategies insurance companies employ to comply with regulations, the influence of legislative changes on their business models, and the overall effect of regulatory policies on industry practices and consumer protection.
Conference Proceeding
Bisco, J., & Gradisher, S. Great Lakes Academy of Legal Studies Annual Conference. Secretary, GLALSB (2024)
Journal Article
Bisco, J., & Gradisher, S. Retained Asset Accounts - The Past, The Present and The Concern for Consumer Disclosure. Journal of Insurance Regulation (2025)
Bisco, J., Gradisher, S., & Wang, J. Ambiguities in Per Capita Distributions: Navigating Complexities in Estate Planning and Life Insurance. Anne Rigney and Donna Giacobello (EDs). Journal of Financial Service Professionals 78.3 (2024): 54-67.
Bisco, J., & Fier, S. How's the Recovery? Salvage and Subrogation in the Property-Liability Insurance Industry. Journal of Insurance Regulation (2023)
Bisco, J., Gradisher, S., & Wang, J. Life Insurance Beneficiaries – Per Capita vs. Per Stirpes: Is it Really that Clear?. Kathleen McCullough/Cassandra Cole (EDs). Journal of Insurance Regulation (2023)
Bisco, J., Sirmans, E., McCullough, K., & Moises Montesinos Yufa, H. The Impact of Monitor Choice on Loss Reserves. Dr. Patricia Born (EDs). Risk Management and Insurance Review 26.1 (2023): 83-105.
Presentations
A Quarterly Analysis of Loss Reserves. Great Lakes Academy of Legal Studies in Business. (2024)
Ambiguities in Per Capita Distributions: Navigating Complexities i Estate Planning and Life Insurance. NAIFA Journal Live. National Association of Insurance and Financial Advisors. (2024)
Life Insurance Beneficiaries – Per Capita vs Per Stirpes: Is It Really Clear?. 2024 Financial CoNEXTion Career Exploration Competition Conference. Financial Services Professionals and Finseca. (2024)
Retained Asset Accounts - The Past, the Present and the Concern for Consumer Disclosure. Great Lakes Academy of Legal Studies in Business Conference. Great Lakes Academy of Legal Studies in Business. (2024)
Single State Insurers: Characteristics and Performance. Southern Risk and Insurance Association Annual Meeting. Southern Risk and Insurance Association. (2024)
A Quarterly Analysis of Loss Reserves. NAIC/CIPR Insurance Summit. National Association of Insurance Commissioners. (2023)
Do Relationships Between Audit and Non-Audit Service Providers Impact Audit Quality?. NAIC/CIPR Insurance Summit. National Association of Insurance Commissioners. (2023)
Do Relationships Between Audit and Non-Audit Service Providers Impact Audit Quality?. American Accounting Association. (2023)
Do Relationships Between Audit and Non-Audit Service Providers Impact Audit Quality?. American Risk and Insurance Association. (2023)
Retained Asset Account - A Story to Tell. Great Lakes Academy of Legal Studies in Business Conference. Great Lakes Academy of Legal Studies in Business. (2023)
Grants & Contracts
Risk Manager on Campus. Spencer Education Foundation, Inc.. Private. (2020)
Risk Manager in Residence. Spencer Education Foundation, Inc.. Private. (2019)
Spencer Education Foundation Grant. Spencer Education Foundation. Private. (2019)
Risk Manager in Residence. Spencer Education Foundation, Inc.. Private. (2018)
Spencer Education Foundation Grant. Spencer Education Foundation. Private. (2018)
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