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Dr. Jill Bisco

Assistant Professor of Risk Management and Insurance
Office
SFHB State Farm Hall Of Business 427
  • About
  • Education
  • Awards & Honors
  • Selected Research

Biography

After nearly three decades in the insurance industry (both agency and corporate setting), I obtained my Ph.D. and started my academic career at the University of Akron, before joining the faculty at Illinois State University in 2022. ​

Current Courses

FIL 250.001 Introduction to Risk Management in Business

FIL 250.005 Introduction to Risk Management in Business

FIL 356.001 Property and Liability Insurance

FIL 356.002 Property and Liability Insurance

Teaching Interests & Areas

I take great pleasure in teaching students by leveraging my extensive experience in the insurance industry. My aim is to provide them with a comprehensive framework for examining risk in business. Through practical examples and real-world insights, I strive to equip students with the knowledge and skills necessary to navigate the complexities of the industry. My goal is to lay a strong foundation that not only enhances their understanding of risk management but also prepares them to launch successful careers in the field.

Research Interests & Areas

My research primarily focuses on the regulation and legislation surrounding the insurance industry. I am particularly interested in how these regulatory frameworks impact the operational decision-making processes within insurance companies. This includes examining the strategies insurance companies employ to comply with regulations, the influence of legislative changes on their business models, and the overall effect of regulatory policies on industry practices and consumer protection.

PhD Risk Management and Insurance

Florida State University
Tallahassee, FL, United States

MS Risk Management and Insurance

Florida State University
Tallahassee, FL, United States

BS Business Administration

University of Wisconsin - Platteville
Platteville, WI, United States

Other General Studies

UW Center - Richland
Richland Center, WI, United States

Gamma Iota Sigma Distinguished Service Award

Grand Chapter of Gamma Iota Sigma
2023

Donald W. Hardigree Memorial Award for Outstanding Research Paper

Western Risk and Insurance Association
2021

Advisor of the Year

Gamma Iota Sigma
2019

Finance Advisory Board Research Award

CBA Finance Department Advisory Board
2019

Dean's Service Excellence Award

College of Business Administration, The University of Akron
2018

Finance Advisory Board Research Award

CBA Finance Department Advisory Board
2018

Outstanding Mentor

The University of Akron
2018

Outstanding Teacher Award

The University of Akron
2018

Supporting the Student Experience Award

The University of Akron
2018

Finance Advisory Board Research Award

CBA Finance Department Advisory Board
2017

Best Doctoral Student Paper Award

Southern Risk and Insurance Association
2013

FSU Featured Student

Florida State University
2013

Spencer Scholar

Spencer Educational Foundation
2012

Grants and Contracts

Spencer Education Foundation Grant
Jill Bisco.
Spencer Education Foundation. February 18 2019 - July 2019
Spencer Education Foundation Grant
Jill Bisco.
Spencer Education Foundation. January 1 2018 - December 31 2019
Robert P Ashlock Risk Management and Insurance Development Program
Jill Bisco.
The Institutes - Griffith Foundation. May 2017 - May 2019
The O'Neill Group - Legacy of Caring Fund through Westfield Insurance
Jill Bisco.
Legacy of Caring. June 2017 - May 2019

Conference Proceeding

Great Lakes Academy of Legal Studies Annual Conference
Jill Bisco, Suzanne Gradisher.
Secretary, GLALSB, (2024)

Presentations

Hidden Risks for Volunteer Emergency Responders
Jill Bisco, Suzanne Gradisher.
Great Lakes Academy of Legal Studies in Business Conference, Akron, OH, October 23, 2025
Single State Insurers: Characteristics and Performance
Jill Bisco, David Pooser.
Southern Risk and Insurance Association Annual Meeting, San Antonio, TX, November 26, 2024
A Quarterly Analysis of Loss Reserves
Jill Bisco, Tice Sirmans, Kathleen McCullough.
Great Lakes Academy of Legal Studies in Business, Akron, OH, October 25, 2024
Ambiguities in Per Capita Distributions: Navigating Complexities i Estate Planning and Life Insurance
Jill Bisco, Suzanne Gradisher, Jinjing Wang.
NAIFA Journal Live, Online, July 11, 2024
Life Insurance Beneficiaries – Per Capita vs Per Stirpes: Is It Really Clear?
Jill Bisco, Suzanne Gradisher, Jinjing Wang.
2024 Financial CoNEXTion Career Exploration Competition Conference, Caribbean Cruise, February 27, 2024
The Impact of Affiliate P&C Losses on Life Insurance Dividend Payments
Jill Bisco, Stephen Fier.
Southern Risk and Insurance Association Annual Meeting, Savannah, GA, November 20, 2023
Retained Asset Accounts - The Past, the Present and the Concern for Consumer Disclosure
Jill Bisco, Suzanne Gradisher.
Great Lakes Academy of Legal Studies in Business Conference, Akron, OH, October 25, 2023
Retained Asset Account - A Story to Tell
Jill Bisco, Suzanne Gradisher.
Great Lakes Academy of Legal Studies in Business Conference, Frankenmuth, MI, October 6, 2023
A Quarterly Analysis of Loss Reserves
Jill Bisco, Tice Sirmans, Kathleen McCullough.
NAIC/CIPR Insurance Summit, Kansas City, MO, September 18, 2023
Do Relationships Between Audit and Non-Audit Service Providers Impact Audit Quality?
Jill Bisco, Allan Blay, Tice Sirmans, Kathleen McCullough.
NAIC/CIPR Insurance Summit, Kansas City, MO, September 14, 2023
Do Relationships Between Audit and Non-Audit Service Providers Impact Audit Quality?
Jill Bisco, Allan Blay, Tice Sirmans, Kathleen McCullough.
American Accounting Association, Denver, CO, August 8, 2023
Do Relationships Between Audit and Non-Audit Service Providers Impact Audit Quality?
Jill Bisco, Allan Blay, Tice Sirmans, Kathleen McCullough.
American Risk and Insurance Association, Washington, DC, August 8, 2023
A Quarterly Analysis of Loss Reserves
Jill Bisco, Tice Sirmans, Kathleen McCullough.
Southern Risk and Insurance Association, New Orleans, LA, November 21, 2022
Life Insurance Beneficiaries – Per Capita vs Per Stirpes: Is It Really Clear?
Jill Bisco, Suzanne Gradisher, Jinjing Wang.
Great Lakes Academy of Legal Studies in Business, Akron, OH, October 21, 2022
The Dissection of Insurer Loss Reserves: A Quarterly Analysis of Bulk Reserves
Jill Bisco, Tice Sirmans, Kathleen McCullough.
American Risk and Insurance Association, Long Beach, CA, August 1, 2022
Managerial Discretion and Loss Reserves: Breaking Down Case vs. Bulk Reserves
Jill Bisco, Kathleen McCullough, Tice Sirmans.
Southern Risk and Insurance Association Annual Conference, Virtual, December 9, 2020
Managerial Discretion and Loss Reserves: Breaking Down Case vs. Bulk Reserves
Jill Bisco, Kathleen McCullough, Tice Sirmans.
World Risk and Insurance Economic Congress, Virtual, August 2, 2020
Factors Impacting the Demand for Financial Planners – A State Level Analysis
Jill Bisco, Cassandra Cole.
Southern Risk and Insurance Association, Orlando, FL, United States, November 19, 2018
AM Best Rating Outlooks and Rating Changes
Jill Bisco, Stephen Fier, Ashley Holder.
Southern Risk and Insurance Association, Nashville, TN, November 21, 2017
Loss Reserves and the Employment Status of the Appointed Actuary: Evidence from the U.S.
Jill Bisco, Kathleen McCullough, Hugo Moises Mantesinos Yufa, E. Tice Sirmans.
Southern Risk and Insurance Association, Nashville, TN, November 21, 2017
Loss Reserves and the Employment Status of the Appointed Actuary: Evidence from the U.S.
Jill Bisco, Kathleen McCullough, Hugo Moises Mantesinos Yufa, E. Tice Sirmans.
American Risk and Insurance Association, Toronto, Canada, August 8, 2017
Do Insurers Manipulate Loss Reserves Leading Up to and Following a Regulatory Financial Examination
Willie Reddic, Jill Bisco, Kayla Booker.
FMA European Conference, Lisbon, Portugal, June 2, 2017
How's the Recovery? A Review of Salvage and Subrogation
Jill Bisco.
Southern Risk and Insurance Association, Savannah, GA, United States, November 22, 2016
Do Insurers Manipulate Loss Reserves before a Regulatory Financial Examination
Jill Bisco, Kayla Booker, Willie Reddic.
Southern Risk and Insurance Association Annual Meeting, New Orleans, LA, United States, November, 2015
Effect of Government Run Healthcare on the Salary of Nursing Professionals in the US
Jill Bisco, Cassandra Cole, J. Bradley Karl.
Southern Risk and Insurance Association Annual Meeting, New Orleans, LA, United States, November, 2015